BBB Business Review
Disability Insurance Center
Disability Insurance Center
Home PageResource Center for Your Insurance NeedsRequest Your Free Disability Insurance QuoteAbout Us
Common Insurance Questions

Why do I need Disability Insurance? Click for the Answer..

Won't Social Security Help me? Click for the Answer..

What are the Defininitions of Disability? Click for the Answer..

Helping Understand your Disability Insurance Options Helping to Protect Your Family, Your Future, and Your Happiness!

Review the Statistics involved in becoming Disabled and Insurance

When making a decision regarding Disability Insurance, consider the following:

Social Security Statistics

  • 1993 - Social Security denied 55 % of 1.4 million applications it received.
  • 1998 - only 35% of Social Security disability claims were approved.
  • Over 5 months must pass before Social Security will pay on an approved claim
  • Social Security requires that you cannot perform "any" gainful work.
  • Social Security demands that the disability must last at least 12 months.

Basic Disability Statistics

  • Between the ages of 35 and 65 seven out of ten people will become disabled for 3 months or longer
  • One out of seven employed people will be disabled for 5 years or more before age 65
  • Average long-term loss due to disability is over 5 years.
  • Average American household only has two months worth of savings in reserve.
  • Workers compensation coverage only covers injuries that occur on the job

Home | Resource Center for Insurance Info | Structured Settlements | Sitemap | About Us | Insurance Resources

Privacy Policy, © 2002 - 2024 ,, All rights reserved.